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nueva ley hipotecaria

Greater control by the Treasury and the pandemic are turning hundreds of holiday rentals into long-term rentals

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Following the setback of the Supreme Court ruling that annulled the model established to control tourist rental income, the Ministry of Finance is now finalizing a new system. It intends to introduce a new obligatory information declaration for all persons, entities and collaborative platforms such as Airbnb related to tourist rentals, through the Tobin Tax […]

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New blow to the banks and the Spanish Supreme Court, the European High Court rules in favor of full refund of mortgage expenses

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Another very interesting ruling is given by the European High Court on 16 July 2020. In the judgment with joined cases C-224/19, C-259/19, it rules on the payment of mortgage costs (derived from the formalization of mortgage loans, such as notary, registration, agency, appraisal and taxes) arising from the declaration as abusive of a clause […]

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How to apply for a mortgage?

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When we decide to buy a property, the mortgage becomes an essential procedure in most cases. For which at least, we must have 20% of the capital saved, as mortgage lenders do not reach more than 90% of the appraisal value. One of the most important variables to determine the price of the mortgage of […]

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