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New Housing Plan 2026–2030: increased support for rent, a boost for renovation and a strengthening of social housing

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New Housing Plan 2026-2030: Increased Rental Support, Renovation Incentives, and Stronger Public Housing Protection The Spanish Government has approved the new 2026-2030 State Housing Plan, a strategic roadmap for the coming years aimed at addressing the housing affordability crisis. While its approval comes slightly later than originally planned, the final text incorporates key agreements with […]

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Complete Guide: How to Claim Your Multi-Currency Mortgage Following the New EU Court Ruling

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The recent ruling by the Court of Justice of the European Union (CJEU) has upended the situation for multi-currency mortgages in Spain. This judicial decision strengthens consumer rights and opens the door for nearly 20,000 affected individuals to annul unfair clauses and recover their money. What happened with multi-currency mortgages in 2026? The European Court […]

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2026: A favourable time to purchase a first home, with government assistance and low interest rates

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The 12-month Euribor has remained at its lowest level since November, standing at a provisional average of 2.22%, which means a slight drop in variable mortgage payments. This scenario of stable interest rates, together with new government subsidies for home purchases coming in 2026, make this year a real opportunity for those who want to […]

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The Constitutional Court upholds the Treasury’s ‘tax hike’. Has Montero got her way and sorted it out in a weekend?

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What many of us feared has come to pass. The Plenary Session of the Constitutional Court has decided to give its blessing to the controversial reference value of the Land Registry, that invention of the Treasury which, since 2022, dictates how much we must pay for painful taxes such as ITP (property transfer tax) or […]

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The Record Price of Subsidized Housing: A Critical Mirror of Political Inaction and Ineptitude

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The news has made headlines: the price of Publicly Subsidized Housing (VPO, or Vivienda de Protección Oficial) has reached a new historical maximum, hitting 1,195.7 euros per square meter nationally, according to the latest data from the Ministry of Housing and Urban Agenda (MIVAU) for the third quarter of 2025. While any increase in value […]

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