Fixed, mixed or variable mortgage: Which is the best option for you? Choosing the right mortgage to buy a house is an important decision. In this article, we will help you choose the best option by comparing between the different types of mortgages: fixed, variable and mixed, so you can see which of all of […]
La reciente modificación en la Ley de Impuestos que incluye nuevos gravámenes para la banca, energéticas y grandes fortunas, ha pasado desapercibida para muchos, pero su impacto en el sector inmobiliario podrÃa ser significativo. Esta modificación en el Impuesto sobre el Patrimonio afecta directamente a los extranjeros no residentes que tengan inmuebles en España.
What are the requirements for registering in a municipality? If you are asking yourself this question, it is important to know that being registered in the place where you reside is essential for carrying out administrative procedures and receiving notifications from the municipality. However, do you know what documents you need to register and what […]
A few days ago a client asked me the following question: I am going to buy a house that is 50 years old and in a regular state, with the purpose of reforming it. The value of the property on the market is lower than the cadastral reference value, for what value do I have […]
The government and the banking sector have reached an agreement on the measures to be adopted to alleviate the mortgage burden of more than one million vulnerable families or those at risk of vulnerability due to the rise in the Euribor, while preserving financial stability, according to the Ministry of Economic Affairs and Digital Transformation. […]
The Euribor, the indicator to which most variable mortgages in Spain are referenced, will close October with the highest monthly average since December 2008, standing at 2.626%. This increase is the tenth consecutive month and is due, among other things, to the new interest rate hikes by the European Central Bank (ECB), which took the […]
WATCH THE 360º VIDEO¡¡¡¡ If there is one place in Andalusia where Christmas is probably the most important time of the year, it is certainly Rute. Located in the heart of Andalusia, south of the province of Cordoba, in the region of Subbética, between Iznájar (we will talk about this village wonder), Priego de […]
The purchase of a house as an investment is the second most important reason for buying, only behind the need to live in a larger property. Housing offers a yield of 10%, a much higher percentage than 10-year government bonds (2.6%) and deposits (0.4%), according to the Bank of Spain. The purchase of housing as […]
Since January 1st, the new reference value of the Cadastre is the taxable base for taxes as important as the Transfer Tax (ITP), Stamp Duty (AJD) or Inheritance and Gift Tax (ISyD). In other words, it is the key to determine how much tax has to be paid for the purchase, inheritance or donation of […]
As a consequence of the continuous rise in inflation due to the Ukrainian-Russian war conflict, Pedro Sánchez has confirmed the arrival of new measures that will be in force until December 31. This new package has a cost of 9 billion, which together with the current measures will total 15 billion. With this package, the […]
