Another very interesting ruling is given by the European High Court on 16 July 2020. In the judgment with joined cases C-224/19, C-259/19, it rules on the payment of mortgage costs (derived from the formalization of mortgage loans, such as notary, registration, agency, appraisal and taxes) arising from the declaration as abusive of a clause […]
The government has decided to extend the package of social measures it has already decreed in the midst of the coronavirus scare. These include extending the deadlines for applying for a moratorium on the payment of mortgages and rent to large landowners until the end of September. In addition, rental contracts that have expired during […]
When we decide to buy a property, the mortgage becomes an essential procedure in most cases. For which at least, we must have 20% of the capital saved, as mortgage lenders do not reach more than 90% of the appraisal value. One of the most important variables to determine the price of the mortgage of […]
[vc_row][vc_column][vc_column_text]There is no denying that the southern coast of Spain is one of the most popular places when it comes to people looking for property. Whether it’s buying for investment or living more permanently, Spain is still the first choice for many Europeans, and the coast even more so. However, that’s not to say that […]
These are some of the main measures contained in the real estate credit law, which Congress approved this Thursday. From the moment the law is effective, so will be the mortgage contracts. Entry into force. By an amendment of Citizens approved this Thursday by Congress, the new real estate credit law will enter into force […]
Mortgages have once again become the star product of banks. With a property market in full growth, and a climate of pseudo euphoria, the financial sector has wanted to bring the water to their mill and improve their offers. Since 2011, in the midst of the crisis, the new owners who needed mortgages, given the […]
The bank must assume the cost of the registered cancellation of the mortgage. This was established in a recent ruling by the Bizkaia Provincial Court (click here to read the original text), which condemned Kutxabank to repay the full amount of the disbursement made by the mortgaged clients to cancel the mortgage that had been […]
