The energy modernisation of a residence leads to annual savings of more than 300 euros, in addition to raising its value in the real estate market. This significant improvement in the condition of the home not only increases its attractiveness, but also results in a revaluation that exceeds the cost of retrofitting in every capital […]
The Euribor has experienced an unstoppable rise since January 2022, reaching a rate of 3.647% in March 2023. This rise exceeds previous rises, which represents a burden for variable-rate mortgagors. Since its creation, the Euribor has undergone three periods of rises, the current one being the highest. It is difficult to make forecasts about the […]
Con todo lo que se está hablando sobre la nueva ley aprobada hoy, y resulta que este gobierno, pasa por alto el informe preceptivo del Consejo General del Poder Judicial, en el que se subrayan las competencias autonómicas en materia de vivienda.
Opening Fee on Mortgage Loans: Analysis of the CJEU Ruling of March 2023 The origination fee for mortgage loans has been the subject of numerous judgments handed down by the Courts of Justice in recent years. However, different interpretations gave rise to an oscillating jurisprudence, which led to several preliminary rulings being referred to the […]
The government and the banking sector have reached an agreement on the measures to be adopted to alleviate the mortgage burden of more than one million vulnerable families or those at risk of vulnerability due to the rise in the Euribor, while preserving financial stability, according to the Ministry of Economic Affairs and Digital Transformation. […]
All owners of rented accommodation are obliged to declare the income received from renting, as this income is considered as income from real estate capital. How is it calculated? Before the tax authorities, the tax is paid on the net income. In other words, the amount received minus deductible expenses. From this figure, the net rental […]
Amortising the installation of solar panels is now a reality, the use of this renewable energy is no longer an exorbitant expense. The initial investment is now easier to recover. 1. Why are solar panels profitable? Solar panels are also cost-effective for single-family homes and condominiums. There are two reasons for this. On the one […]
Tenancy agreements are often signed with invalid clauses that alternate the rights of the tenants The latest rental reform, which came into force on 5 March 2019, has partially revised the Urban Leases Act (LAU). However, rental contracts are still often signed with invalid clauses that violate tenants’ rights. 1.- Minimum duration of the rental […]
Green electricity allows more ecosystem-conscious consumers to use electricity obtained from natural resources. What do we mean by green electricity? Green energy, also known as renewable energy or clean energy, is energy produced from 100% renewable sources. It is generated and fed into the electricity grid, where it is difficult to distinguish it from non-renewable […]
f you have home insurance for your home, you will be financially protected from certain problems and claims that may occur at home. However, there are many security systems that can prevent certain accidents in the home. Deciding which one is most effective or suitable for your situation or your family can even be complicated. […]
