There are stories I find hard to understand. A resident of Casabermeja, Málaga, is facing a request for 15 months in prison for placing a mobile home on a plot of land he owns. My first thought is: is there really no more reasonable way to deal with situations like this? It is important to […]
La Junta de AndalucÃa amplÃa en 25 millones de euros los avales hipotecarios para jóvenes de hasta 40 años y anuncia una reducción progresiva del ITP desde 2027. Además, eleva a 200.000 euros el precio máximo de vivienda para beneficiarse de los tipos reducidos y superreducidos
The housing crisis requires solutions. More housing, more available land, less bureaucracy, legal certainty, and policies that make construction and renovation possible. But what Brussels has now put on the table could take us in exactly the opposite direction: towards a situation in which the authorities decide who can buy a home, where they can […]
The Government is once again presenting housing as a national priority. This time, it has introduced a package of measures approved with the urgency of a crisis: restrictions on evictions until December 31, 2030, extensions to rental contracts, rent freezes, and new rules for seasonal rentals, room rentals, and tourist accommodation. On paper, the message […]
New Housing Plan 2026-2030: Increased Rental Support, Renovation Incentives, and Stronger Public Housing Protection The Spanish Government has approved the new 2026-2030 State Housing Plan, a strategic roadmap for the coming years aimed at addressing the housing affordability crisis. While its approval comes slightly later than originally planned, the final text incorporates key agreements with […]
The recent ruling by the Court of Justice of the European Union (CJEU) has upended the situation for multi-currency mortgages in Spain. This judicial decision strengthens consumer rights and opens the door for nearly 20,000 affected individuals to annul unfair clauses and recover their money. What happened with multi-currency mortgages in 2026? The European Court […]
What many of us feared has come to pass. The Plenary Session of the Constitutional Court has decided to give its blessing to the controversial reference value of the Land Registry, that invention of the Treasury which, since 2022, dictates how much we must pay for painful taxes such as ITP (property transfer tax) or […]
The rental market in Andalusia is preparing for a significant change. The new Andalusian Housing Law (Law 5/2025) comes into force on 24 January and brings important changes that directly affect landlords, tenants and real estate professionals. End of the mandatory deposit of the security deposit with the AVRA One of the most striking changes […]
The news has made headlines: the price of Publicly Subsidized Housing (VPO, or Vivienda de Protección Oficial) has reached a new historical maximum, hitting 1,195.7 euros per square meter nationally, according to the latest data from the Ministry of Housing and Urban Agenda (MIVAU) for the third quarter of 2025. While any increase in value […]
The Supreme Court has decided not to generally annul mortgages linked to the IRPH (Housing Loan Reference Index) on the grounds that they are abusive. Instead of a single solution, it has made it clear that it will be up to the courts, on a case-by-case basis, to determine whether or not a clause with […]
