Buying a home is one of the most important financial decisions in anyone’s life. One of the first questions that arises when starting this process is: ‘What mortgage can I afford? Answering this question is fundamental to avoid an excessive financial burden and to ensure long-term financial stability. From our team of mortgage advisors, we […]
As its social media manager told Libre Mercado, the Platform of People Affected by Squatting has continued to investigate to reveal the large number of flats being sold with squatters inside, confirming the serious problem that exists in Spain, despite the government’s insistence that it is a ‘hoax’. After finding more than 70 ads on […]
Closing down tourist flats will not be as easy as recent political announcements suggest. While Barcelona City Council has pledged to eliminate all these flats in five years, Sánchez’s government is considering amending the law so that Airbnb cannot operate in communities where neighbours live. However, these measures could have legal and economic effects not […]
Although the political and media left tries to downplay the problem of squatting in Spain, the reality is that more and more people are falling victim to this situation. To the well-known “door-kicking” squatters, the “rental squatters” have been added in recent years. These are people who rent a property, stop paying, and refuse to […]
# The Housing Law: A Year of Failure Today marks one year since the approval of Law 12/2023, of 24 May, on the right to housing. This legislation promised to bring important changes to the housing market, especially in the field of landlords. However, reality has shown that it has only contributed to the disappearance […]
The Plenary of the Constitutional Court has ratified most of the Housing Law promoted by the government of Pedro Sánchez and approved in May 2023, which establishes limits to rent increases and regulates the figure of the large tenant, defined as the owner of more than five or ten homes. The Court has determined that […]
Not content with the immense bungling of the new traditional rental law, which has only brought a shortage of supply to the shortage that reigned before it came into force in June last year, the Minister of Housing and Urban Planning has once again threatened to intervene in the rental market. This time, the Minister […]
The new ICO guarantees, approved by the Government, constitute a line of financing of 2,500 million euros aimed at the purchase of the first home for young people under 35 years of age and families with dependent minors. This government initiative seeks to offer a concrete solution to a complex problem that requires specific instruments […]
“The autonomous regions are overwhelmed by the proliferation of tourist housing. This surge in the Spanish offering was surprising, forcing the implementation of legislation urgently. Here in Andalusia, a new decree has been introduced this week. The regulations, unsatisfactory for almost everyone, raise uncertainties about their effectiveness by transferring responsibility to the municipalities. This decree […]
Closing the Deal Once you have selected your future home, the closing process involves the signing of several contracts as it progresses: -Earnest money contract: This act represents the reservation of the home and requires a down payment. Failure to comply carries penalties for both parties and establishes deadlines and forms of payment to complete […]
