Every week, new data, surveys and reports confirm what we all already perceive in our daily lives: in Spain, accessing decent housing is becoming an impossible task. The housing crisis is no longer just an economic or real estate problem, but a social problem that threatens to fracture the foundations of our coexistence. The latest […]
The Spanish Supreme Court has taken an important step in the debate over the municipal capital gains tax (plusvalĆa municipal). In a ruling dated June 13, 2025, the Administrative Chamber established that taxpayers who, as of the Constitutional Court ruling 182/2021 (October 26, 2021), were still within the legal deadline to appeal in court, may […]
The housing crisis in Spain is no longer just a concern. Itās an emergency. And the most alarming part isnāt that weāve reached this point, but that those with the power to act remain frozenātrapped by ideology, bureaucracy, lack of political will, and, letās be honest, incompetence and short-sightedness. Where is the government when itās […]
Spainās Constitutional Court has taken a major step that could shake up how property taxes are calculated. It has admitted for review a legal challenge against the controversial āreference valueā (valor de referencia) used as the basis for calculating key taxes like the Property Transfer Tax (ITP) and the Inheritance and Gift Tax (ISyD). š […]
š 2025 Housing Aid in Spain ā What You Need to Know (From Your Real Estate Agent) As a real estate agent committed to helping you find the best path to your new home, I want to share the key housing subsidies available in 2025 for buying, renting, and renovating properties in Spain. Below, you’ll […]
In the real estate sector, it is widely recognised that the tax burden has a significant impact on the final price of a property. Various studies have indicated that taxes can represent up to 25% of the total cost of a property, which is a determining factor in the accessibility and affordability of the real […]
Buying a home is one of the most important financial decisions in anyone’s life. One of the first questions that arises when starting this process is: āWhat mortgage can I afford? Answering this question is fundamental to avoid an excessive financial burden and to ensure long-term financial stability. From our team of mortgage advisors, we […]
Closing the Deal Once you have selected your future home, the closing process involves the signing of several contracts as it progresses: -Earnest money contract: This act represents the reservation of the home and requires a down payment. Failure to comply carries penalties for both parties and establishes deadlines and forms of payment to complete […]
Is the housing price overvalued in Europe? The technical services of the European Commission have just provided the answer in their recent report, and it’s clear: yes, it is. This applies not only to Spain but to two-thirds of the countries in the European Union, where prices don’t align with income levels. However, there are […]
I am pleased to inform you about recent news that positively affects foreigners investing in property in Spain. The Directorate General of Taxes has reconsidered its position with regard to wealth and wealth taxes for non-residents who have investments in the Spanish property market, either directly (through the purchase of assets) or indirectly (through shareholdings […]
