The European Court of Justice has ruled that IRPH index for mortgages may be abusive. The European Court of Justice (TEU) ruled today, Tuesday 3 March 2020, that the clause in a mortgage loan contract concluded between a consumer and a professional, with the controversial mortgage index (IRPH), “falls within the scope of the Unfair […]
The National Federation of Real Estate Agencies (FAI) warns about cyber-scams in the real estate sector due to the weakness of the housing rental market, as some real estate agents who have been victims of these scams have denounced and brought to the attention of the federation. The most recent case, about which the group […]
And no, it does not affect the duration of contracts or the limitation of guarantees It has only annulled, on the grounds of its unconstitutional nature, an additional provision of the Royal Decree Law, which regulated housing rental contracts. A ruling partially upholds the appeal lodged by the Partido Popular, which questioned the “extraordinary and […]
According to data from the Ministry of Development, the housing stock in Spain is estimated at almost 26 million homes at the end of 2018; on the other hand, the National Institute of Statistics (INE) indicates that the number of homes to be rented is 17% of the total, with 76% owned and the rest […]
El Acebuchal, one of the few Andalusian towns still to be reached by dirt road, emerges among the pines that make up the Natural Park of the Sierras de Tejeda, Almijara and Alhama. Although administratively it belongs to Cómpeta, it is nevertheless from Frigiliana, about 8 km away, from where one climbs to this lost […]
When we decide to buy a property, the mortgage becomes an essential procedure in most cases. For which at least, we must have 20% of the capital saved, as mortgage lenders do not reach more than 90% of the appraisal value. One of the most important variables to determine the price of the mortgage of […]
The Plusvalia Tax, is the tax that is paid when a house is sold with profits, it is annulled, if the amount exceeds the profit by the sale of the good. The Constitutional Court has just declared the collection of this tax unconstitutional in those cases in which the amount payable by the taxpayer is […]
The Council of Government has approved the Decree Law of Urgent Measures for the Environmental and Territorial Adaptation of Irregular Buildings, which aims to resolve a situation that affects more than 300,000 families in Andalusia. This rule, in the development of which the collaboration of the affected owners and town councils will be fundamental, tries […]
