We have been warning about this for some time, and the figures for the end of 2025 only serve to confirm the disaster: meddling in the property market has disastrous consequences. The government’s obsession with controlling prices and declaring ‘high-demand areas’ has led to exactly what anyone with common sense could have predicted: a historic […]
The 12-month Euribor has remained at its lowest level since November, standing at a provisional average of 2.22%, which means a slight drop in variable mortgage payments. This scenario of stable interest rates, together with new government subsidies for home purchases coming in 2026, make this year a real opportunity for those who want to […]
The rental market in Andalusia is preparing for a significant change. The new Andalusian Housing Law (Law 5/2025) comes into force on 24 January and brings important changes that directly affect landlords, tenants and real estate professionals. End of the mandatory deposit of the security deposit with the AVRA One of the most striking changes […]
Why it is more than advisable to have bank pre-approval before looking at houses, because the house hunting process can be confusing. There is a lot to learn about mortgages, paperwork and viewings, and I am going to tell you what the most important step is: getting bank pre-approval before you start looking at houses, […]
You’re selling your home, so remember this: first impressions matter. Home staging is all about presenting your home in the best possible way so it looks great in photos and leaves buyers speechless the moment they walk through the door. Home staging is about showing your property at its best, so it looks fantastic in […]
The news has made headlines: the price of Publicly Subsidized Housing (VPO, or Vivienda de Protección Oficial) has reached a new historical maximum, hitting 1,195.7 euros per square meter nationally, according to the latest data from the Ministry of Housing and Urban Agenda (MIVAU) for the third quarter of 2025. While any increase in value […]
The Supreme Court has decided not to generally annul mortgages linked to the IRPH (Housing Loan Reference Index) on the grounds that they are abusive. Instead of a single solution, it has made it clear that it will be up to the courts, on a case-by-case basis, to determine whether or not a clause with […]
Every week, new data, surveys and reports confirm what we all already perceive in our daily lives: in Spain, accessing decent housing is becoming an impossible task. The housing crisis is no longer just an economic or real estate problem, but a social problem that threatens to fracture the foundations of our coexistence. The latest […]
The Spanish Supreme Court has taken an important step in the debate over the municipal capital gains tax (plusvalÃa municipal). In a ruling dated June 13, 2025, the Administrative Chamber established that taxpayers who, as of the Constitutional Court ruling 182/2021 (October 26, 2021), were still within the legal deadline to appeal in court, may […]
Since August 12th, a new regulation has come into effect that changes the rules of the game: from now on, a property cannot be appraised for a mortgage unless it has a valid Energy Efficiency Certificate (EEC). This means that if you are planning to buy with financing, sell your home, or refinance your mortgage, […]
