[vc_row][vc_column][vc_column_text]There is no denying that the southern coast of Spain is one of the most popular places when it comes to people looking for property. Whether it’s buying for investment or living more permanently, Spain is still the first choice for many Europeans, and the coast even more so. However, that’s not to say that […]
Fixed-rate mortgages are undergoing a major revolution in the real estate market. This ranking of the best fixed-rate mortgages in 2019 compares the interest rates, terms and conditions offered by each bank. Fixed-rate mortgages: Are they better than variable-rate mortgages? Fixed-rate or variable-rate mortgages? Which is better? This is the question we constantly ask ourselves when […]
These are some of the main measures contained in the real estate credit law, which Congress approved this Thursday. From the moment the law is effective, so will be the mortgage contracts. Entry into force. By an amendment of Citizens approved this Thursday by Congress, the new real estate credit law will enter into force […]
The bank must assume the cost of the registered cancellation of the mortgage. This was established in a recent ruling by the Bizkaia Provincial Court (click here to read the original text), which condemned Kutxabank to repay the full amount of the disbursement made by the mortgaged clients to cancel the mortgage that had been […]
The foreclosure or seizure in the new Mortgage Law which, as we have already commented recently, is being processed by Congress, will be from 12 unpaid instalments or 3% of the loaned capital, in the first half of the life of the loan, and will be extended to 15 instalments and 7% in the second […]
The government is preparing a new Mortgage Credit Law, and plans to transfer to the entities all the notary and registration expenses necessary to sign a mortgage, as well as those related to appraisal expenses. Something that without being legislated as such, if it is true that the courts were responsible for returning to customers […]
After three different courts, one in Madrid, another in Vitoria and the last one in Toledo, these payments are declared null and void. They consider it an abuse, because they pay for a service that has not been proven to be offered. The bank does not cease to receive judicial setbacks, and in this case, […]
