With the arrival of warmer weather, community swimming pools reopen their doors, and with them, a recurring question among owners resurfaces: ‘Do I have to pay for maintenance or a special assessment for the pool if I never use it?’ The legal answer is clear: yes, you are obliged to pay, even if you don’t […]
What if the Real Estate Speculator Was the Spanish State? Spain’s housing crisis has more culprits than we think. While investment funds, developers, and large property owners are often blamed, there is a silent actor involved in every real estate operation—one that, in many cases, fuels the problem: the State. How Does the State Drive […]
Buying a home is one of the most important financial decisions in anyone’s life. One of the first questions that arises when starting this process is: ‘What mortgage can I afford? Answering this question is fundamental to avoid an excessive financial burden and to ensure long-term financial stability. From our team of mortgage advisors, we […]
Acquiring a property represents a decision of enormous importance in any person’s life. It involves a significant change and, at the same time, a considerable investment. It is therefore essential to ensure that all details are well considered. Approaching the purchase of a new-build home in an optimal way requires several essential steps. It is […]
All owners of rented accommodation are obliged to declare the income received from renting, as this income is considered as income from real estate capital. How is it calculated? Before the tax authorities, the tax is paid on the net income. In other words, the amount received minus deductible expenses. From this figure, the net rental […]
From today, Friday, 3rd September 2021, Article 28 of the Mortgage Law, by which the non-forced heirs (siblings, cousins, nephews, …) could not sell the properties without waiting two years, in case another heir appeared, which has always been considered very unfair, due to the costs that inheritances already have. On 3 June 2021, Law […]
Mortgage loans are not the only major expense involved in buying a home. In fact, in order to formalise the deal and become the owner of the property, there are many expenses and taxes to be faced. Between the valuation of the house, the notary, the registry and the corresponding taxes (VAT, ITP…), depending on […]
Every time a tenant leaves the house or enters a residential area, changing ownership of the supplies is an important and sometimes tedious process. But this is very important. It must be done well, otherwise, if it is not done correctly, it can cause inconvenience and debt to the landlord. By changing the owner, you […]
El Acebuchal, one of the few Andalusian towns still to be reached by dirt road, emerges among the pines that make up the Natural Park of the Sierras de Tejeda, Almijara and Alhama. Although administratively it belongs to Cómpeta, it is nevertheless from Frigiliana, about 8 km away, from where one climbs to this lost […]
You can check the whole decree here The Spanish government will work to make things easier for British residents in Spain, even those without permanent residency status, in the event of a no-deal Brexit. Madrid is planning to offer new residency papers to around 400,000 UK nationals if their country crashes out of the European Union […]
