State Housing Plan 2026–2030: what grants are available and where to apply

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Information reviewed on 21 October 2026.

Are you looking to rent a home, buy your first property or renovate a building? The State Housing Plan 2026–2030 includes various forms of support worth knowing about, whether you are looking for a home or own a property.

Before discussing amounts, there is one important point: the fact that a grant is included in the plan does not mean you can already apply for it in your autonomous community. There must be an open call for applications, and you must meet its requirements.

Here, I explain the main support schemes, who they are intended for and where to check the official application procedures.

What is the State Housing Plan 2026–2030?

It is the programme that sets out the main public funding measures for housing during this period. It has a planned investment of €7 billion, funded by contributions from the State and the autonomous communities.

Its measures fall into three main areas:

• Increasing the supply of affordable housing through construction, property purchases and collaboration with property owners.
• Renovating homes and buildings, improving their safety, accessibility and energy efficiency.
• Improving access to housing, particularly for young people, households on limited incomes and people in vulnerable situations.

One of its new features is the requirement for permanent protection for public and subsidised housing funded under the terms of the plan. The aim is to ensure that this investment continues to provide affordable housing in the future.

You can consult the Ministry’s official information on the State Housing Plan 2026–2030.

1. Rental assistance for young people: up to €300 per month

The plan provides rental assistance for young people aged 35 or under, with a reference amount of up to €300 per month for a home and a duration of up to four years.

Autonomous communities may adjust the amount to reflect local conditions.

To find out whether you may qualify, check the requirements in the relevant call for applications, including:

• Your age on the date specified in the call.
• The income considered for eligibility.
• The maximum eligible rent.
• Whether the property must be your main residence.
• Whether the grant can be combined with other assistance.

Do not confuse this measure with any €250-per-month Youth Rental Bonus calls that may still be running. Always check which specific scheme you are applying for.

Where to apply: through your autonomous community’s electronic office or housing authority, once the relevant call for applications has been published.

2. General rental assistance for households on limited incomes

Not all rental assistance is aimed exclusively at young people.

The plan also provides general rental assistance for people and families with limited resources. As a standard reference, it may amount to up to €250 per month for a home, subject to rent limits and possible increases in certain circumstances.

This is not a fixed €250 payment for every tenant. The amount depends on the programme’s conditions and the applicant’s circumstances.

Before applying, check the income limits, the maximum eligible rent and whether the assistance is compatible with other benefits.

3. Up to €15,000 to buy your first home in a small municipality

If you are aged 35 or under and considering buying your first home in a small municipality, this measure may be relevant to you.

The plan provides for up to €15,000 to purchase or build a first home in municipalities with up to 10,000 residents.

In certain municipalities experiencing population decline, the eligible area may be extended to municipalities with up to 20,000 residents.

It is important not to confuse the two figures:

• €15,000: the maximum planned grant.
• 20,000 residents: the maximum municipal population in cases where the eligible area is extended—not the grant amount.

I recommend checking the call for applications before committing to a purchase on the assumption that you will receive this assistance. In addition to age and income, the property’s price and location, and the requirement to use it as your main home, may be decisive.

4. Rent-to-buy for subsidised housing for young people

The plan also supports a route between renting and buying: rent-to-buy for subsidised housing for young people aged 35 or under.

One of its main conditions is that the rent paid is deducted in full from the final purchase price, subject to the applicable requirements.

There is one detail worth understanding: the grant under this programme is paid to the seller, not to the young person as money they can spend freely.

Before signing, check the sale price, the deadline for exercising the purchase option, the amounts that will be deducted and the conditions attached to the property’s protected status.

5. Grants to renovate homes and buildings

The plan includes funding for renovation work. The reference amounts published by the Ministry include:

Type of work	Reference grant per home
Structural improvements	Up to €8,000
Accessibility improvements	Up to €13,000
Energy-efficiency renovations	Up to €20,500

These figures should not be treated as guaranteed amounts or universal limits for every renovation. The applicable programme may include specific conditions, percentages and increases.

The grant will depend on factors such as eligible costs, the type of work and, for energy-efficiency improvements, the results achieved.

Depending on the scheme, applicants may include property owners, owners’ associations, cooperatives and other beneficiaries covered by the regulations.

My advice is to check the conditions before starting the work: the start date, technical documentation and how expenses must be justified can all be decisive.

6. Vacant homes: grants to renovate and rent them out

If you own a home that has been vacant for more than two years, the plan provides for grants to renovate it and then rent it out as social or affordable housing.

The amounts may be up to:

• €30,000 in general.
• €35,000 in rural areas.

In return, the property must be rented out for at least five years and comply with the applicable rent and use conditions.

This is therefore not a grant to renovate a home and then rent it out without restrictions.

7. Additional grants for protected buildings and residential heritage

Renovating properties with heritage protection may involve specific costs and requirements.

The plan provides for an additional grant of up to €30,000 in qualifying heritage-protection cases, which may be combined with certain renovation schemes.

A property being in an old town or historic area is not enough on its own: you need to check that both the property and the proposed work meet the programme’s requirements.

8. Transferring homes to the Administration for affordable rental

Another option for property owners is to transfer a home to the autonomous community so that it can manage the property as affordable rental housing.

The plan provides for assistance of up to €50,400 for a seven-year transfer, as well as funding of up to €12,000 for certain initial renovation or refurbishment work.

Before deciding, review all the conditions, including the compensation, duration, rental management, renovation work and the return of the property.

This should not be treated as a standalone grant that can be collected without taking on commitments concerning the property.

9. Support for people in vulnerable situations

The plan provides assistance to help secure housing for people in particularly vulnerable situations, including survivors of gender-based violence, people facing eviction and people experiencing homelessness.

In the cases covered, assistance may cover up to 100% of the rent, subject to the relevant limits, and may include support with certain community fees and utility bills.

For survivors of gender-based violence, the Ministry lists a reference maximum of €1,000 per month for rent, which the autonomous community may increase.

If you are facing a housing emergency, it is also advisable to contact your local social services, which can assess your situation and guide you towards the appropriate support.

What about the grants of up to €102,000 per home?

This is one of the plan’s most striking figures, but it needs context: it is not a grant for any individual to buy a home.

It is linked to the development of public housing or housing built through public-private partnerships:

• Up to €85,000 per home as a base grant.
• Up to €8,500 more for industrialised construction.
• Up to €8,500 more if the development is in a designated stressed residential market area.

When all the conditions for combining these forms of support are met, funding may reach €102,000 per home.

The plan also provides, in certain cases, for grants of up to €8,000 per future subsidised home for land development.

Where to check calls for applications and apply

There is no single national form for applying for all these grants. Applications are handled by the authorities responsible in each territory.

Here are some official access points where you can find calls for applications, check deadlines and access the relevant procedures:

Autonomous community	Official access point
Andalusia	Youth Rental Bonus information and applications
Aragon	Housing grants and subsidies
Asturias	Alquilámoste programme
Canary Islands	Canary Islands Housing Institute
Castile and León	Housing portal
Castilla-La Mancha	Housing grants and subsidies
Catalonia	Official Government of Catalonia procedures search
Community of Madrid	Search for rental assistance and procedures
Valencian Community	Valencian Government housing grants
Extremadura	Official search for rental assistance
Galicia	Grants from the Galician Housing Institute
La Rioja	Electronic office: rental assistance
Region of Murcia	Electronic office: rental assistance procedure

This list is not exhaustive, and the links do not mean that a call for applications under the new plan is open. Some links lead to specific programmes, while others go to information portals or search tools. Always check the year, the applicable rules and whether the application period is open before submitting documents.

What to check before applying

To avoid mistakes, I recommend checking these five points:

1. Whether the application period is open. The plan’s duration does not mean applications can be submitted continuously.
2. Whether you meet the requirements. These may include age, income, main residence, maximum rent or the property’s characteristics.
3. Whether you have the required documents. The call for applications will specify the contracts, receipts and technical documents you need.
4. Whether the assistance can be combined with other grants. Not all schemes can be combined.
5. What obligations apply afterwards. You may need to provide proof of payment, continue living in the home or rent out the property for a set period.

My recommendation: check the grant before relying on the money

These grants may help with a purchase, reduce the cost of renting or make a renovation possible. But the key is not to focus only on the headline figure: you need to know which scheme suits your situation and what commitments it requires.

Before signing a purchase, starting renovation work or transferring a property, check the official call for applications. A planned grant is not the same as an application, and submitting an application does not mean it has been approved.

Sources: official information from the Ministry of Housing and Urban Agenda and Royal Decree 326/2026, which regulates the State Housing Plan 2026–2030. Requirements, applicable amounts and deadlines should be checked against each call for applications.